Do crypto and insurance really align? At first glance, the answer is no—most crypto assets are simply too volatile to play the conservative role that insurers need. But there’s one exception: Bitcoin.

In this talk, I break down why Bitcoin functions as an insurance policy against monetary and fiscal irresponsibility by governments and central banks worldwide. As currencies are consistently debased through money-printing, ordinary people struggle more each year just to cover the basics—food, shelter, transportation. Bitcoin provides a hedge against that erosion of purchasing power.

Key takeaways:

• Most crypto assets are too volatile to align with insurance models.

• Bitcoin is different: it serves as insurance against inflation and currency debasement.

• Central banks and governments consistently devalue money through poor monetary policy.

• For everyday people, financial stability comes down to the basics—roof, food, work.

• Bitcoin offers a safeguard for insurers (and individuals) against systemic financial risk.

At its core, Bitcoin isn’t just speculation—it’s protection.